Rock Hill & Lancaster Bad Faith Lawyer
Insurance Claim Unfairly Rejected?
If your insurance company refuses to pay your legitimate claim, auto wreck, disability policy, medical bills or has offered an egregiously low settlement, you may have grounds to sue for damages for bad faith. At a minimum, ourattorney can step in to advocate for fair settlement of your insurance coverage dispute.
. Based in Rock Hill and Lancaster, South Carolina, we represent policy holders against the insurance companies.
Bad Faith Insurance Claims in South Carolina
Trial lawyer Craig Wilkerson brings approximately 20 years of experience in insurance dispute resolution and bad faith insurance litigation. Wrongly denied or “lowballed” claims include:
- Life insurance
- Funeral/burial insurance
- Health insurance
- Homeowners insurance
- Flood, hurricane or fire insurance
- Uninsured motorist/underinsured motorist (UM/UIM)
- Gap insurance on your vehicle
- Private disability insurance
- Umbrella policies
Bad insurance laws provide the “little guy” with a way to hold powerful insurers accountable for unfair practices. If you prevail in a bad faith lawsuit, the insurance company may have to pay punitive damages in addition to the underlying claim. These damages make it worthwhile to pursue justice even for small claims.
Filing of a bad faith lawsuit may spur the insurer to settle the claim fairly .
Why Was My Claim Denied?
Paying your premiums month after month is no guarantee the insurance company will play fair when you need to file a claim against your policy. Some insurers are notorious for denying valid claims on technicalities: a missed payment, an error on the claim form, a new car not listed on the policy. Other denials may be based on overly restrictive interpretations of policy terms, or an unwritten practice of denying all initial claims (knowing that many claimants may simply give up).
Craig Wilkerson can read your policy terms and determine what your rights should be, then advocate strongly for you in settlement negotiations or at trial. Contact our Rock Hill or Lancaster office for a free consultation.